Sell & Buy homes to love & grow
Helping homeowners take the first step in asset elevation
Welcome
Your Guide to Upgrading
Ever wondered why your neighbours are selling their homes even though they seem perfectly situated—spacious, close to amenities, and near their kids’ schools? The answer might surprise you: they’re strategically building capital. By selling now, they can take advantage of the current market value, reinvest in properties with higher growth potential, or diversify their investments. This savvy move helps them maximize financial returns and build long-term wealth.
Sometimes, selling a perfectly good home isn’t just about moving to a better location; it’s about planning for a more secure and prosperous future. But how exactly do they do it?
Let’s dive into how you can use these strategies to secure your family’s future through smart property investments.
As parents, ensuring a secure and prosperous future for your family is always top of mind. From your child’s first day of primary school to their graduation from secondary school, every milestone is a reminder to plan ahead. One of the best ways to safeguard your family’s future is through strategic property investment. This article will walk you through why now is the perfect time to invest in property, how to maximize your returns, and why selling at the right time is crucial.
Imagine starting with a $100,000 investment in a property today. With the right strategy, you can turn this into a substantial nest egg for your family’s future. By re-entering the property market every few years, you can significantly increase your returns. Here’s how:
Re-entering the Market: This strategy involves buying a property, holding it for a few years, then selling it to buy another. By doing this repeatedly, you can maximize your capital gains.
The Power of Re-entering: With a modest price increase of just 10% every 5 years, your initial $100,000 investment can potentially grow to $1,600,000 over 20 years.
Avoiding the Hoarding Trap: If you hold onto a single property for 20 years, it might only grow to $732,000. While this is still a good return, it’s less than half of what you could achieve with active re-entering.
Initial Investment: Purchase your first property or BTO with a cash/CPF investment of $100,000 or more.
Wait and Sell: After 5 years of Minimum Occupation Period (MOP), or when your child starts primary school, sell the property. Even with a 10% increase in value, your investment grows. The profits can help cover educational expenses, extracurricular activities, and more.
Re-invest: Use the proceeds to buy a new property. Repeat this cycle every 5 years. As your child transitions to secondary school, your investment has the potential to grow significantly, providing funds for tuition, tutoring, and saving for college. By the time your child is ready for university, your property investments could have blossomed into a substantial sum, easing the financial burden of higher education and setting them up for a bright future.
With HDB resale prices having surged over 35% since 2020, homeowners are currently sitting on a significant amount of potential profit. The market is highly favorable, and there is strong demand from buyers eager to secure a property. Selling now allows homeowners to capitalize on this peak, ensuring they lock in these gains rather than risking potential market corrections that could reduce their property's value in the future.
Additionally, waiting too long to sell might mean facing increased competition as more homeowners decide to cash in on their investments, potentially driving prices down. By selling now, homeowners can take advantage of the current high demand and limited supply, securing a quicker sale and higher return. This strategic move not only maximizes their profits but also provides them with liquidity to reinvest in new opportunities or to meet other financial goals.
Don’t wait to begin building your family’s wealth. The sooner you start, the more you can take advantage of the benefits of re-entering the property market. By strategically re-entering the property market every few years, you can significantly enhance your investment returns and secure a brighter future for your family. With HDB resale prices at an all-time high, now is the perfect time to sell and reinvest. Start today and watch your wealth grow, providing your children with the best opportunities and a secure financial future.
Ready to secure your family's future through smart property investments? Contact us today to learn more about how you can start building wealth through property. Let’s make your family's dreams a reality!
Disclaimer: The figures provided are based on estimated returns and market conditions. Actual returns may vary. Always consult with a professional before making investment decisions.
About Me
Welcome to a fresh start to your real estate journey, where your family's dreams and financial growth are my top priorities. As a dedicated mother of three, I understand the importance of creating a secure and nurturing environment for your loved ones. My journey began with the purchase of a 3-room BTO in Punggol, and through strategic planning and informed decisions, I successfully upgraded to a resale condominium, realising a substantial profit of $400,000.
I specialise in helping families upgrade their homes to meet both present needs and future aspirations. With a deep understanding of the Singapore property market and a meticulous approach, I guide you through the complexities of buying and selling homes, ensuring that every decision aligns with your goals.
Choosing me as your real estate agent means partnering with someone who genuinely cares about your family's future. I offer flexible consultation options tailored to your busy lifestyle, including personalised house visits and hassle-free Zoom consultations. My property guides are packed with practical tips and step-by-step strategies, designed to empower you with the knowledge to make smart real estate investments.
Let's work together to turn your real estate dreams into reality. Whether you're a first-time buyer or looking to upgrade, I'm here to provide the expertise and support you need to make confident, informed decisions. Secure your family's future with a home that grows with you—one strategic step at a time.
Mirta Syazanna
Associate Director
CEA Reg. No. R070524E
WHAT I DO
I help you upgrade to a home that meets your present and future goals.
Join me in discovering how strategic real estate decisions can transform your life. Let's work together to find a home that not only meets your current needs but also paves the way for a prosperous future. Your dream home and financial stability are within reach, and I am here to help you achieve them.
Services
What I Offer
Reliability
Count on me for dependable and consistent service. My commitment to transparency and honesty ensures that you can trust me to guide you through every step of your home upgrading journey with confidence and reliability.
Stability
Experience the stability of working with a professional who understands the importance of financial security. My personal experience with upgrading will reflect the same stability I aim to provide for you in your real estate investments. Together, we'll create a robust plan that supports your family's long-term financial goals and home aspirations.
Peace of Mind
Enjoy peace of mind knowing that your real estate decisions are backed by expert data and meticulous planning. I prioritise your family's needs and future, offering personalised solutions that ensure a smooth and stress-free process. From our initial consultation to finding your dream home, I am dedicated to making your journey as seamless and reassuring as possible.
ENGAGing My Services
How It Works
Chat With An Expert
Begin your journey by having a detailed conversation with a real estate expert who understands your unique needs and aspirations. During this consultation, we'll discuss your current situation, goals, and any concerns you may have. This initial chat is designed to provide you with valuable insights and set a solid foundation for your home upgrading process.
Determine Your Cashflow
Understanding your financial position is crucial in making informed real estate decisions. We will work together to assess your income, expenses, and existing assets to determine your cash flow. This step ensures that you have a clear picture of your budget and financial capabilities, enabling you to make smart, sustainable choices for your home upgrade.
Find Your Dream Home
With a clear understanding of your financial situation and goals, we move on to the exciting part—finding your dream home. Leveraging my expertise and knowledge of the market, I'll present you with options that align with your preferences and budget. We'll explore various properties, ensuring you find the perfect home that meets your present needs and future aspirations.
Our Combined Experience
Mirta x Real Estate Dad
Welcome to a new era of real estate guidance, where family is at the heart of every decision we make. Here, we understand that home is the cornerstone of your life, and making the right choices for your family’s future is crucial.
Together with my partner, Andik Imran, founder of Real Estate Dad, we combine our strengths to offer you unparalleled guidance in the real estate market.
Through meeting people like you, we aim to share the insights and lessons we've learned along the way. Our goal is to shift mindsets and help families understand that wealth can indeed be grown step-by-step. Real estate, when approached with careful planning and informed decision-making, can be a powerful vehicle for financial growth and stability.
Join us on this journey to make your real estate dreams a reality. Let's build a future that you and your family can be proud of. Here’s to making strategic moves and building a brighter future for our families, one step at a time.
Follow Along
Get property tips in bite size formats and enjoy little sketches of my life along the way!
@ Copyright 2024 | All rights reserved